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Member FDIC

@memberfdic.bsky.social

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I'm not a bank, I just play one on TV.

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[20 minutes after having to get up] FUCKADOODLEDOO

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John Herrman's avatar John Herrman @jwherrman.bsky.social
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Honestly impressed with the deranged persistence of Meta’s Science Experiment Sidekick bot

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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I think the MoH numbers are as accurate as one could reasonably expect in a literal warzone. But the 180,000 number is not well-supported, and media reports are giving it for more credence than it deserves.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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538 average on day of the debate: JB 47.4, DT 45.2, RK 7.4 Today: JB 47.1 (-0.3), DT 45.3 (+0.1), RK 7.6 (+0.2) Conclusion: Joe Biden lost one out of every 300 voters due to concerns about mental fitness, and most of those switched to the guy who literally had a worm eat his brain.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Buccaneers also had famously volatile relationships with their management.

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Can't imagine why they would do that

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Not always, otherwise annular eclipses would not exist. More technically, the sun covers 31.5 to 32.5 minutes of arc depending on where the Earth is in its orbit. The moon covers 29 to 34.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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*a non-peer reviewed letter to the editor in the Lancet says it is "not implausible to estimate" 180,000 deaths. I was curious about how they came up with their multiplier. I still am, since it does not appear in the source that they cite.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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You only need one parent to be a citizen. And eventually yes, but America as a single entity will be gone long before then.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Born to American parents. Globally, jus sanguinis is more common than jus soli. Many (but not all) states use at least limited jus soli to prevent anyone from being born into statelessness. That wouldn't even be an afterthought for Trump until he realized he couldn't deport them anywhere.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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"6 of last 9 coin flips came out tails" Carter was up by 33 in July 1976 but ultimately won by 2, so that's a "competitive race" here.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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It is plausible that forcing a ceasefire now would be a net vote winner now, but it would have been suicidal in October. In October Americans said the US should support Israel over Palestinians by a margin of 41 to 2, and blamed Hamas/PA for the war by 54 to 9.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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I would define that as "winning" even without the game

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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You are making a fundamental assumption that Biden can change his position on Gaza in a way that will regain those presumed tens of thousands of votes without alienating anyone who's pro-Israel. That seems unlikely.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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3% of Michigan Democrats say the war in Gaza is the most important issue this election. Voting "uncommitted" is a good protest vote, but many of them will vote for him anyway. Also, Biden won 81% in Michigan. Trump only won 68%.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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"And even if we had voted for them, they would have found some other way to intentionally kill their signature policies, like expanding the child tax credit, upholding Roe, or student loan forgiveness."

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Then they retcon their choice to not vote by saying that if Democrats couldn't win enough power to stop bad things from happening, they must be making bad things happen, so you definitely shouldn't vote for them in the future.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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But that only works well when the electoral system is not straight FPTP. Remember in 2002 when the runoff was Chirac vs Le Pen? Imagine if the choice this year was Romney vs Trump.

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Jake Wright's avatar Jake Wright @bcnjake.bsky.social
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“I don’t vote because none of the candidates are ideologically pure… Wait, how did I end up in this conservative hellscape?!” is a take that seems to be unique to and pervasive among the American Tankie Left.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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*Far* more claims are lodged against schools and paid out by their insurers or municipal risk pools (i.e., taxpayers).

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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I should have known a radical left extremist wouldn't understand basic economics, like what "profit" is.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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You still don't understand how an organization doesn't make a profit by collecting money from itself, then giving it to someone else? Do you just assume that "insurance" means they have a money printer out back?

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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You're so, so close! No one wants people to get molested or get in car accidents. But it happens, victims should get compensated, and insurance is the best way to do that.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Speaking of "not very good at this." Drunk driving is immoral, so I guess auto insurance is immoral, and anyone who gets it is a drunk driving apologist. Unsafe working conditions are immoral, so get rid of workers comp too. Right?

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Those insurance companies are privately owned by their members but are also publicly traded on the stock market? And they make money by paying out claims? I am not able rightly to apprehend the kind of confusion of ideas that could provoke such a question.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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You're swinging pretty wildly in the dark there. They don't make money from sex abuse any more than GEICO makes money when you rear-end someone. Saying "there's a reason auto liability insurance exists" is not the same as defending drunk driving, as you seem to think.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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I should have figured that a "radical left extremist" would have no idea how insurance works. Hint: many insurance companies are non-profit. Another hint: "insurers" (not exactly, but I don't want to confuse you) owned by their members are usually non-profits.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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The Catholic Church is self-insured. Megachurches probably have enough assets to pay claims, but you'd still rather deal with an insurance company. Lots of small churches are very much "lacking in assets" and would immediately go bankrupt.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Oh. So when you said "they own this insurer," what you actually meant was "some other religious organizations own different insurers." MinistryInsured is not owned by a religious group. I'm morbidly curious to hear about how you think churches make money by paying out sexual abuse claims.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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It's so general that it's meaningless, like "do people lack enough clothes?" And yet it still manages to miss the point. Churches are not even close to being the biggest users of this type of insurance.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Also, insurance companies don't like to pay out. If they cover an organization, they're going to make sure there are basic processes in place to prevent claims--background checks, procedures on interacting with minors, etc. Obviously not foolproof, but better than many orgs would do on their own.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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None of that is true, but thanks for sharing your opinion, I guess.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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One way to look at liability insurance is, "If you do something wrong, it will probably not bankrupt you." Another way to look at it is, "If you do something wrong, your victim will get paid by someone with deep pockets."

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Yes. Same as schools, day cares, summer camps, and bus companies. It feels sketchy, but the alternative is that when a victim sues them they don't have much in the way of assets or just declare bankruptcy. I don't think lack of insurance coverage has stopped many predators before.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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"I am going to do this, immediately resign, and eventually have a city in Ohio named for me" does neatly solve a couple problems.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Yeah, they cracked down on that after Nixon kept complaining about leeks.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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Nice work. How'd you find it? I couldn't get Archive Today's search to work properly, and Wayback Machine would only search a very limited number of URLs.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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"Professor at Columbia Law" You don't say.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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21% of men, 15% of women. No crosstabs on this particular question, but 16% overall identified as "not cisgender." It's a safe assumption that those results would be far lower among straight cis people.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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According to the only reasonably comprehensive survey I'm aware of, it's the 72nd most common among men... and the 80th most common among women.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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2005 was the most intense season in almost a century by ACE. It had a record four category 5 storms, including 3 of the 7 most intense ever recorded in the Atlantic. The first 165 mph storm: Katrina, on August 28th.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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The previous record for earliest North Atlantic hurricane with 165+ mph winds: Hurricane Allen, on August 5th, 1980.

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Member FDIC's avatar Member FDIC @memberfdic.bsky.social
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I'm shocked they made it through the entire story without discussing his age even once.

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southpaw's avatar southpaw @nycsouthpaw.bsky.social
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An unfairly maligned formulation of the true meaning of the separation of powers, according to today’s Supreme Court majority.

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