Thinking about it that way, saying “oh, we just won’t ever have any abuse at this institution where adults have close contact with and power over minors, a thing that attracts abusers” would be ridiculous.
Also, insurance companies don't like to pay out. If they cover an organization, they're going to make sure there are basic processes in place to prevent claims--background checks, procedures on interacting with minors, etc.
Obviously not foolproof, but better than many orgs would do on their own.